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Your Dentist in Lawrenceburg Explains In-Network vs. Out-of-Network

March 7, 2018

Filed under: Uncategorized — oylerteam @ 5:39 pm

An X-ray next to a dental insurance form.Dental practices are doing more every day to help patients get the care they need. This is often times the case even if their dentist is out-of-network or if they lack dental insurance at all! Financing and speaking with insurance companies has become a significant norm for dental practices across the country, and your dentist in Lawrenceburg is no exception. In fact, your costs may not differ too much from each other, depending on the dental work you’re getting.

To relieve any second thoughts you may have about visiting, your dentist wants to emphasize what you can expect when paying for dental care at his practice.

The Main Differences Between In-Network and Out-of-Network

Care that is considered “in-network” simply means that your health care provider (in this case your dentist) has contracted with your current insurance company and accepted specific negotiated rates. That means your overall dental care should be cheaper if you purchase it from an in-network provider.

An “out-of-network” health care provider doesn’t necessarily mean that your insurance won’t pay for any of your bill. However, it also doesn’t mean that just because your dentist accepts your insurance means they are automatically an in-network provider. It just means that your doctor hasn’t agreed to the discounts that come with being a health care provider that is in-network.

Why You Shouldn’t Be Discouraged Visiting Someone Out-of-Network

According to your dentist in Lawrenceburg, just because their practice is not an In-Network Provider doesn’t mean there is always going to be a significant cost difference in coverage. In fact, in their experience the cost difference, if there is any, is quite minimal. Just because you may be out-of-network, doesn’t mean that you can’t afford any dental care outright.

Additionally, your dentist is able to provide an estimated out-of-pocket expense and help you and your family create a plan for payment. This is typically through third party dental and medical financiers the practice works with.

Learn About the Financing Options Your Dentist Offers

When you arrive for your dental service, whether it’s for a routine exam or cleaning, your dentist wants to make the payment process as smooth as possible. At the time of service, we ask patients pay a portion of the cost. However, we’re more than happy to help patients find solutions if you’re unable to cover the full treatment cost. Our practice currently works with Citi Health Care and CareCredit.

Don’t be discouraged by being out-of-network. Schedule an appointment with your dentist in Lawrenceburg today to get the care you need!

About the Author

Dr. Brian C. Oyler earned his Doctor of Dental Surgery from Indiana University’s School of Dentistry but continues to pursue education on many forms of dentistry so he can provide the best care possible. He’s completed a continuum at the Dawson Center of Advanced Dental Education, become an Invisalign certified dentist, and earned a Fellowship in the Academy of General Dentistry. He’s also completed extensive training to provide patients Comprehensive Orthodontics care. To learn more about his practice’s financing options or ask questions, contact him at (812) 537-4272 or visit his website.

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